Medicare Advantage in Arizona

Arizona Medicare Advantage Landscape

Arizona is one of the top retirement destinations in the United States, and that popularity brings robust Medicare Advantage competition across the state. In Maricopa County, which encompasses the Phoenix metropolitan area, Medicare-eligible residents can choose from over 50 plans, many of which offer $0 monthly premiums. Pima County, home to Tucson, also features a strong selection of Medicare Advantage options. Whether you live in a major metro area or a smaller community, Arizona's Medicare marketplace offers a variety of plan types including HMOs, PPOs, and Special Needs Plans.

Key Healthcare Systems in Arizona

Arizona is served by several major healthcare systems that form the backbone of provider networks across the state. Understanding which systems participate in which plans can help you make a more informed decision.

• Banner Health – The largest healthcare system in Arizona, with facilities spanning the Phoenix metro area, Tucson, and beyond. Banner operates hospitals, urgent care centers, and specialty clinics statewide.
• HonorHealth – A major system in the Scottsdale and greater Phoenix area, known for multiple hospital campuses and a broad range of specialty services.
• Dignity Health / CommonSpirit Health – Operates several hospitals and medical centers across Arizona, including locations in the Phoenix metro area.
• Tucson Medical Center (TMC) – A longstanding healthcare institution serving the Tucson region with comprehensive inpatient and outpatient services.
• Mayo Clinic – The Scottsdale campus provides nationally recognized specialty and primary care services.

Network inclusion varies by plan. When evaluating Medicare Advantage options, it is important to verify that your preferred physicians and hospitals participate in the plan's network.